Chime is a financial technology company offering fee-free mobile banking services including checking accounts, savings accounts, and a secured credit card. Founded in 2012 by Chris Britt and Ryan King, Chime has grown to over 22 million account holders by eliminating monthly fees, overdraft fees, minimum balance requirements, and foreign transaction fees. The app provides up to two days early access to direct deposits, automatic savings features that round up transactions and transfer the difference, and a credit-builder secured Visa card that reports to all three credit bureaus. Chime's SpotMe feature allows eligible members to overdraft up to $200 without fees. The platform offers instant transfers between Chime members, mobile check deposit, and fee-free access to over 60,000 ATMs through the Allpoint and MoneyPass networks.

Banking Apps

Chime offers fee-free mobile banking with early direct deposit, automatic savings round-ups, credit-builder card, SpotMe overdraft, and 60,000+ fee-free ATMs.