1 4.3 Revolut iOS, Android, Web Freemium 免费计划 100M+ downloads Revolut Ltd 1 条评论 Revolut 是一个金融超级应用，提供多币种账户、免费转账、加密货币和股票交易、储蓄保险库、一次性虚拟卡和旅行保险。 2 4.2 Chime iOS, Android Free 免费计划 10M+ downloads Chime Financial, Inc. 1 条评论 Chime 提供无手续费移动银行服务，包括早期直接存款、自动储蓄四舍五入、信用卡、SpotMe 透支保护和 60,000+ 个无手续费 ATM。 3 3.5 Acorns iOS, Android, Web Subscription 10M+ downloads Acorns Grow Incorporated 1 条评论 Acorns is a micro-investing app that automatically invests spare change from everyday purchases into diversified portfolios. Founded in 2012 by Walter and Jeff Cruttenden, Acorns has grown to over 10 million subscribers. The Round-Up feature links to users' debit and credit cards and rounds each pur 4 3.3 Venmo iOS, Android, Web Free 免费计划 50M+ downloads PayPal, Inc. 1 条评论 Venmo is a popular peer-to-peer mobile payment service owned by PayPal, widely used in the United States for splitting bills, sharing expenses, and making payments. Founded in 2009 by Andrew Kortina and Iqram Magdon-Ismail, Venmo was acquired by Braintree in 2012 and subsequently by PayPal in 2013. 5 3.1 YNAB iOS, Android, Web, macOS Subscription 5M+ downloads You Need A Budget LLC 1 条评论 YNAB (You Need A Budget) is a personal budgeting app built around four simple rules: give every dollar a job, embrace your true expenses, roll with the punches, and age your money. Founded in 2004 by Jesse Mecham, YNAB uses a zero-based budgeting approach where users assign all available money to sp 6 3.0 Mint iOS, Android, Web Free 免费计划 50M+ downloads Intuit Inc. 1 条评论 Mint is one of the most popular personal finance and budgeting apps in the United States, helping users track spending, create budgets, and manage their financial lives in one place. Originally launched in 2006 by Aaron Patzer, Mint was acquired by Intuit in 2009 for $170 million. The app automatica